Base Rate For the Period Ended Ashadh 2079, Base Rate For the Period Ended Jestha 2079, Base Rate For the Period Ended Baisakh 2079, Base Rate For the Period Ended Chaitra 2078, Base Rate For the Period Ended Falgun 2078, Base Rate For the Period Ended Poush 2078, Base Rate For the Period Ended Mangsir 2078, Base Rate For the Period Ended Kartik 2078, Base Rate For the Period Ended Ashwin 2078, Base Rate For the Period Ended Bhadra 2078, Base Rate For the Period Ended Shrawan 2078, Base Rate For the Period Ended Ashadh 2078, Base Rate For the Period Ended Jestha 2078, Base Rate For the Period Ended Baisakh 2078, Base Rate For the Period Ended Chaitra 2077, Base Rate For the Period Ended Falgun 2077, Base Rate For the Period Ended Poush 2077, Base Rate For the Period Ended Mangsir 2077, Base Rate For the Period Ended Kartik 2077, Base Rate For the Period Ended Ashoj 2077, Base Rate For the Period Ended Bhadra 2077, Base Rate For the Period Ended Shrawan 2077, Base Rate For the Period Ended Shrawan 2076, Base Rate For the Period Ended Bhadra 2076, Base Rate For the Period Ended Ashwin 2076, Base Rate For the Period Ended Kartik 2076, Base Rate For the Period Ended Mangsir 2076, Base Rate For the Period Ended Poush 2076, Base Rate For the Period Ended Falgun 2076, Base Rate For the Period Ended Chaitra 2076, Base Rate For the Period Ended Baisakh 2077, Base Rate For the Period Ended Jestha 2077, Base Rate For the Period Ended Asadh 2077, Base Rate For the Period Ended Shrawan 2075, Base Rate For the Period Ended Bhadra 2075, Base Rate For the Period Ended Ashwin 2075, Base Rate For the Period Ended Kartik 2075, Base Rate For the Period Ended Mangsir 2075, Base Rate For the Period Ended Poush 2075, Base Rate For the Period Ended Falgun 2075, Base Rate For the Period Ended Chaitra 2075, Base Rate For the Period Ended Baisakh 2076, Base Rate For the Period Ended Jestha 2076, Base Rate For the Period Ended Asadh 2076, Base Rate For the Period Ended Shrawan 2074, Base Rate For the Period Ended Bhadra 2074, Base Rate For the Period Ended Ashwin 2074, Base Rate For the Period Ended Kartik 2074, Base Rate For the Period Ended Mangsir 2074, Base Rate For the Period Ended Poush 2074, Base Rate For the Period Ended Falgun 2074, Base Rate For the Period Ended Chaitra 2074, Base Rate For the Period Ended Baisakh 2075, Base Rate For the Period Ended Jestha 2075, Base Rate For the Period Ended Asadh 2075. Terms and condition (including Minimum Balance) for various savings deposits and fixed deposits will be as per the prevailing bank rule. Communication, Postage and Test Key Handling Charges. Prepayment of any type of loan upto NPR 5 million due to change in interest rate of initial approving terms and conditions without consent of borrower. At least 0.15% per quarter, subject to minimum Rs. FREE Mobile Banking Facility for 1st Year and 50% discount on annual charges from 2nd Year onwards. Request for facility renewal not received on time, Collateral release fee (Land and Building), Exit customer request received within 15 days, Vehicle ownership transfer in the name of customer, Exit customers request received within 15 days, Payment of insurance on the request of customer, Assisting the borrower to obtain copy of blue book, Certify/endorse the claim lodged application by the borrower to the insurance company, Credit Information Charges (including black listing/ delisting etc), Additional 2% above applicable interest rate, Penal Interest Charge on Term Loan Overdue Installment. Prepayment fee above NPR 5 million limit (To be charged subject to conditions as prescribed by NRB). VISA Debit Card (Domestic): Free for 1st Year and 50% discount on annual charges from 2nd Year onwards. Anywhere Branch Banking Service (ABBS) : FREE, Account Balance Certificate FREE for 1 time, Concessional rate of interest in consumer loans (Personal/ Home/ Auto) as decided by the authority at the time of loan application, Discounted rate on consumer loan administrative fees (Personal/ Home/ Auto) as decided by the authority at the time of loan appliation, Other banking facilities to be provided by levying charges as per Standard Tariff and Charges (STC). 1000/-, Change / Amendments in Security Documents, Rs.

Prepayment of any type of loan upto NPR 5 million limit. 2% of the amount prepaid (after half of the tenure 1% of the amount prepaid) In case of Consortium Loan - As per the consortium decisions. Accounts can be opened with ZERO account balance and also avail checkbooks at the same. Personal Loan (Home Loan/Housing Loan/Auto Loan/Vehicle Loan/Hire Purchase Loan including any kind of loan whose repayment is either in monthly basis or term-basis), Upto 2.00 or Coupon Rate + 2.00, whichever is higher, Upto 3.00 or Coupon Rate + 2.00, whichever is higher. 10000, subject to maximum 0.15% of the limit, Annual Renew Fee ( All Terminating Nature Loans). Charges applicable when annual utilization is below 60% of limit. Kumari Salary Saving Account (KSSA) or Parishramik Bachat Khata, Upfront charge (one time charge-valid for 5 yrs). Addiitonal 2% for the amount overdue for the overdue period. Interest Rates on foreign currency deposit, Call Deposit will be provided based on Demand & Supply for the said funds.